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MISSOURI BANK AND TRUST CO. v. ONEBEACON INS. CO.

Nos. 11-3498, 11-3529.

688 F.3d 943 (2012)

MISSOURI BANK AND TRUST COMPANY OF KANSAS CITY, Appellee-Cross Appellant v. ONEBEACON INSURANCE COMPANY, Appellant-Cross Appellee.

United States Court of Appeals, Eighth Circuit.

Filed: August 23, 2012.

Attorney(s) appearing for the Case

Keith Witten , argued, Bernard L. Balkin , on the brief, Overland Park, KS, for appellant/cross-appellee.

Kip Dudley Richards , argued, Kansas City, MO, for appellee/cross-appellant.

Before BYE, BEAM, and SMITH, Circuit Judges.

SMITH, Circuit Judge.

OneBeacon Insurance Company ("OneBeacon") issued a Financial Institution Bond (FIB) to Missouri Bank and Trust Company ("Missouri Bank") as named insured. In the FIB, OneBeacon agreed to indemnify Missouri Bank for certain losses pursuant to one or more "Insuring Agreements." After OneBeacon denied coverage for a loss that Missouri Bank sustained as a result of a forged wire transfer request, Missouri...

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