JERRY E. SMITH, Circuit Judge:
Vanderbilt Mortgage and Finance, Incorporated ("Vanderbilt"), sued to foreclose against appellees Cesar Flores and Alvin King for defaulting on their installment payments on a mobile home. Flores and King responded by claiming they had been released from any underlying debt on the retail installment contract; they counterclaimed that Vanderbilt had unlawfully continued to collect payments on the released debt. Arturo and Maria Trevino...
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