PAUL KELLY, JR., Circuit Judge.
Background
Plaintiff-Appellant, Bruce McDonald, took out a $198,000 loan ("Note") secured by a deed of trust on Colorado real property in favor of the lender, IndyMac Bank. Mr. McDonald made payments on the loan from its 2003 inception until April 2009, including while IndyMac was operated in receivership by the Federal Deposit Insurance Corporation ("FDIC"). According to the Complaint, the trouble began when the FDIC...
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