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ZEMECKIS v. GLOBAL CREDIT & COLLECTION CORP.

No. 11-2334.

679 F.3d 632 (2012)

Misty M. ZEMECKIS, Plaintiff-Appellant, v. GLOBAL CREDIT & COLLECTION CORPORATION, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided May 11, 2012.

Attorney(s) appearing for the Case

David J. Philipps (argued), Attorney, Philipps & Philipps, Palos Hills, IL, for Plaintiff-Appellant.

David J. Kaminski (argued), Attorney, Carlson & Messer LLP, Los Angeles, CA, Brian J. Olszewski , Attorney, Blitt & Gaines, P.C., Wheeling, IL, for Defendant-Appellee.

Before FLAUM, WILLIAMS, and TINDER, Circuit Judges.

FLAUM, Circuit Judge.

In 2010, Misty Zemeckis ("Zemeckis") owed Capital One Bank money. Capital One Bank retained Global Credit & Collection Corp. ("Global Credit") to collect her debt. Global Credit, in turn, sent Zemeckis a dunning letter, which included a notice of her debt validation rights. Zemeckis claims, however, that the letter's content as a whole overshadowed the debt validation notice, thereby violating Section 1692g of the Fair Debt Collection Practices...

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