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AMERICAN STATES INS. CO. v. LaFLAM

No. 11-1562.

672 F.3d 38 (2012)

AMERICAN STATES INSURANCE COMPANY, Plaintiff, Appellee, v. JoAnn LaFLAM, Defendant, Appellant.

United States Court of Appeals, First Circuit.

Decided February 17, 2012.

Attorney(s) appearing for the Case

Lauren E. Jones , with whom Robert S. Thurston and Jones Associates were on brief, for appellant.

Anthony R. Leone, II and Leone Law, LLC on brief for Rhode Island Association for Justice, amicus curiae.

Kevin J. Holley , with whom Kevin N. Rolando and Gunning & LaFazia, Inc. were on brief, for appellee.

Before LYNCH, Chief Judge, TORRUELLA and SELYA, Circuit Judges.

LYNCH, Chief Judge.

On April 25, 2007, JoAnn LaFlam was badly injured in an accident in Rhode Island while driving an automobile insured under a policy issued to her employer by American States Insurance Company (ASIC). That policy, subject to certain exclusions and limitations, indemnifies its insureds from injuries caused by negligent uninsured or underinsured motorists. When it became clear that the tortfeasors were underinsured...

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