OPINION
CHAGARES, Circuit Judge.
Michele SimmsParris brought this action under the Fair Credit Reporting Act ("FCRA"), 15 U.S.C. §§ 1681-1681x, to recover for the reporting of what she asserts was false information about her mortgage repayments. The United States District Court for the District of New Jersey, determining that SimmsParris had not properly presented her claim as required by the FCRA, granted summary judgment against her. SimmsParris...
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