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COLLINS v. AMERICA'S SERVICING CO.

No. 10-2962.

652 F.3d 711 (2011)

Phillip A. COLLINS, on behalf of himself and all others similarly situated, Plaintiff-Appellant, v. AMERICA'S SERVICING COMPANY, Defendant-Appellee.

United States Court of Appeals, Seventh Circuit.

Decided July 13, 2011.

Attorney(s) appearing for the Case

Robert E. Stochel (argued), Attorney, Hoffman & Stochel, Crown Point, IN, Glenn S. Vician, Attorney, Bowman Heintz Boscia & Vician, Merrillville, IN, for Plaintiff-Appellant.

Timothy J. Abeska,   David Pruitt (argued), Attorneys, Barnes & Thornburg, South Bend, IN, for Defendant-Appellee.

Before BAUER, KANNE, and EVANS, Circuit Judges.

EVANS, Circuit Judge.

Phillip Collins, one of the many Americans who purchased a house in the early 2000s, filed suit against America's Servicing Company (ASC), claiming it violated the Real Estate Settlement Procedures Act (RESPA), 12 U.S.C. § 2605, et seq., as well as Indiana's Home Loan Practices Act (IHLPA), IND.CODE § 24-9-1-1 et seq., when, after he fell behind in his payments, it assessed monthly late fees and reported the late payments...

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