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IN RE ZARNEL

Docket Nos. 07-0090-bk(L), 07-0091-bk(Con), 07-0092-bk(Con), 07-0097-bk(Con), 07-0098-bk(Con), 07-0099-bk(Con).

619 F.3d 156 (2010)

In re Shayna H. ZARNEL, Diana M. Finlay, Lena M. Elmendorf Diana G. Adams, United States Trustee, Petitioner-Appellant, v. Shayna H. Zarnel, Diana M. Finlay, Lena M. Elmendorf, Respondents-Appellees.

United States Court of Appeals, Second Circuit.

Decided: August 26, 2010.

Attorney(s) appearing for the Case

Stephanie R. Marcus , U.S. Department of Justice, Civil Division, Appellate Staff ( Peter D. Keisler , Assistant Attorney General, Michael J. Garcia , United States Attorney, Danna Drori , Assistant U.S. Attorney, Roberta A. DeAngelis , Acting General Counsel, P. Matthew Sutko , Lisa A. Tracy , Sean E. Martin , Office of the General Counsel, of counsel, William Kanter , U.S. Department of Justice, Civil Division, Appellate Staff, on the brief), for Petitioner-Appellant.

Sanford I. Weisburst ( William B. Adams , on the brief), Quinn Emanuel Urquhart & Sullivan, LLP, New York, NY, Court-Appointed Amicus Curiae on Behalf of Pro Se Debtors.

Before: LEVAL, KATZMANN, and LIVINGSTON, Circuit Judges.

LIVINGSTON, Circuit Judge:

This case requires us to interpret the interplay of provisions of the Bankruptcy Code that arises when an individual or entity files a petition for bankruptcy without complying with the credit counseling requirements created by the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005 ("BAPCPA"), Pub.L. No. 109-8, 119 Stat. 23. In the course of our analysis, we interpret the credit counseling requirement, 11 U.S.C. § 109(h...

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