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WEINTRAUB v. QUICKEN LOANS, INC,

No. 08-2373.

594 F.3d 270 (2010)

Rita WEINTRAUB; Barry Weintraub, Plaintiffs-Appellants, v. QUICKEN LOANS, INCORPORATED, Defendant-Appellee.

United States Court of Appeals, Fourth Circuit.

Decided: February 5, 2010.

Attorney(s) appearing for the Case

Anthony J. Brady, Jr., Maple Shade, New Jersey; Barry Weintraub, Stafford, Virginia, for Appellants. Michael R. Ward, Morris & Morris, Richmond, Virginia, for Appellee.

Affirmed by published opinion. Judge NIEMEYER wrote the opinion, in which Judge DUNCAN and Judge LEGG joined.

OPINION

NIEMEYER, Circuit Judge:

Prior to closing on a loan to refinance their principal residence, Rita and Barry Weintraub attempted to exercise the right to rescind given by the Truth in Lending Act, 15 U.S.C. § 1635(a), and demanded a refund of their $500 deposit. The lender, Quicken Loans, Inc., refunded the balance of the deposit after deducting the costs of a credit report and an appraisal but refused to refund the entire $500.

The Weintraubs...

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