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SHANER v. CHASE BANK USA, N.A.

No. 09-1157.

587 F.3d 488 (2009)

Jessica SHANER, on behalf of Herself and Others Similarly Situated, Plaintiff, Appellant, v. CHASE BANK USA, N.A., Defendant, Appellee.

United States Court of Appeals, First Circuit.

Decided November 25, 2009.

Attorney(s) appearing for the Case

Barry L. Kramer with whom Law Offices of Barry L. Kramer, David Pastor and Gilman and Pastor LLP were on brief for appellant.

Robert S. Stern with whom Nancy R. Thomas and Morrison & Foerster LLP were on brief for appellee.

The Honorable Richard S. Gebelein, Chief Deputy Attorney General, and Jennifer D. Oliva, Deputy State Solicitor, Delaware Department of Justice, on brief for Robert A. Glen, Delaware State Bank Commissioner, amicus curiae.

Before TORRUELLA, BOUDIN and DYK, Circuit Judges.

BOUDIN, Circuit Judge.

This is an appeal from the dismissal of a class action relating to interest rate charges on bank credit cards. The named plaintiff is Jessica Shaner, a Massachusetts resident, who has or had a consumer credit account with defendant Chase Bank USA, N.A. ("Chase"), a national banking association with its principal place of business in Delaware. Shaner, like other holders of bank credit cards, pays monthly an interest charge on the balance in her...

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