PER CURIAM:
Debtors-appellants Thomas J. O'Rourke and Carol D. O'Rourke ("debtors") appeal from a final judgment of the United States District Court for the Western District of New York (David G. Larimer, Judge) entered October 29, 2008, affirming the July 28, 2006 order of the Bankruptcy Court for the Western District of New York (John C. Ninfo, II, Chief Judge),
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