LOKEN, Chief Judge.
DG & G Company operates a cotton gin in Parma, Missouri. After it ginned some 50,000 bales for eastern Missouri producers in the fall of 2005, and delivered the cotton to warehouses operated by Federal Compress & Warehouse Company, cotton brokers and purchasers asserted claims against DG & G for losses caused by mold, mildew, and hard spots found in many bales. DG & G's liability and property insurer, Michigan Millers Mutual Insurance...
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