BOUDIN, Circuit Judge.
This appeal stems from a dispute between Insituform Technologies, Inc. ("Insituform"), a Missouri-based contractor, and American Home Assurance Company ("American Home"), an insurer that issued an "excess umbrella" policy to Insituform. The dispute centers on the reading of the policy in relation to an underlying primary coverage policy issued by another insurer. The background events are easily recounted.
Insituform entered into a subcontract...
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