STATE AUTO PROPERTY & CAS. INS. CO. v. PRO DESIGN

No. 08-3006.

566 F.3d 86 (2009)

STATE AUTO PROPERTY & CASUALTY INSURANCE COMPANY, Appellant v. PRO DESIGN, P.C.

United States Court of Appeals, Third Circuit.

Filed: May 12, 2009.


Attorney(s) appearing for the Case

Charles J. Daly, Esq. (Argued), Horsham, PA, for Appellant.

John E. Kusturiss, Jr., Esq. (Argued), Media, PA, for Appellee.

Robert E. Kelly, Jr., Esq., Kelly, Parker, & Cohen, Harrisburg, PA, for Pennsylvania Defense Institute Amicus Appellant.

Mitchell Clair, Esq. (Argued), Donald F. Manchel & Associates, Philadelphia, PA, Scott B. Cooper, Esq., Schmidt, Ronca & Kramer, Harrisburg, PA, for Pennsylvania Association for Justice Amicus Appellee.

Before: McKEE, SMITH, and VAN ANTWERPEN, Circuit Judges.


OPINION OF THE COURT

VAN ANTWERPEN, Circuit Judge.

Appellant State Auto Property & Casualty Insurance Company1 brought a declaratory judgment action in which it sought a determination of the amount of underinsured motorist (UIM) coverage owed to Appellee Pro Design, P.C. At the inception of a single vehicle policy, Appellee signed a form indicating that it waived "stacked" UIM benefits in exchange for a lower premium. Additional...

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