OPINION
COOK, Circuit Judge.
Thomas A. Lindsay appeals the district court's order affirming the bankruptcy court's decision to allow Covenant Bankcorp, Inc. ("Covenant")'s claim against him. Lindsay objects to Covenant's claim on the grounds that (1) Covenant impermissibly charged interest on the discount fee Lindsay paid at the inception of the loan, and (2) Covenant failed to apply to principal reduction the extension fee Lindsay paid. For the reasons...
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