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YEOMALAKIS v. F.D.I.C.

No. 08-1444.

562 F.3d 56 (2009)

James YEOMALAKIS, on behalf of himself and all others similarly situated, Plaintiff, Appellant, v. FEDERAL DEPOSIT INSURANCE CORPORATION, Defendant, Appellee.

United States Court of Appeals, First Circuit.

Decided April 3, 2009.

Attorney(s) appearing for the Case

Barry L. Kramer with whom Law Offices of Barry L. Kramer, David Pastor and Gilman and Pastor, LLP were on brief for appellant.

John A. Houlihan with whom Gail Elise Cornwall and Edwards Angell Palmer & Dodge LLP were on brief for appellee.

Before TORRUELLA and BOUDIN, Circuit Judges, and SCHWARZER, District Judge.

BOUDIN, Circuit Judge.

James Yeomalakis, a resident of Massachusetts, has or had a credit card account with Washington Mutual Bank1, which was a federally chartered savings association with its principal place of business in Nevada. Credit card holders customarily pay an interest charge on unpaid balances. Washington Mutual increases the applicable annual percentage interest rate ("APR") for cardholders who default on one of the obligations...

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