McKINNEY v. CADLEWAY PROPERTIES, INC.

No. 07-1075.

548 F.3d 496 (2008)

Versia S. McKINNEY, Plaintiff-Appellee, v. CADLEWAY PROPERTIES, INCORPORATED, Defendant-Appellant.

United States Court of Appeals, Seventh Circuit.

Decided November 13, 2008.


Attorney(s) appearing for the Case

O. Randolph Bragg (argued), Horwitz Horwitz & Associates, Chicago, IL, for Plaintiff-Appellee.

James K. Borcia (argued), Tressler, Soderstrom, Maloney & Priess, Chicago, IL, F. Dean Armstrong, Armstrong Law Firm, Flossmoor, IL, for Defendant-Appellant.

Before MANION, ROVNER, and SYKES, Circuit Judges.


SYKES, Circuit Judge.

This case requires us to determine whether the defendant, Cadleway Properties, Inc., is a "debt collector" under the Fair Debt Collection Practices Act, 15 U.S.C. §§ 1692 et seq. ("FDCPA"). If it is, then the FDCPA applies, and our second question is whether the "validation of debt" notice Cadleway sent to the plaintiff was clear or confusing on its face.

Reverend Versia McKinney's Chicago home was damaged by a flood...

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