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PLEASANTS v. AMERICAN EXP. CO.

No. 07-3235.

541 F.3d 853 (2008)

Chrystin PLEASANTS, individually and on behalf of all others similarly situated, Appellant, v. AMERICAN EXPRESS COMPANY, a New York Corporation; American Express Incentive Services, a Missouri limited liability corporation, Appellees.

United States Court of Appeals, Eighth Circuit.

Filed: September 9, 2008.

Attorney(s) appearing for the Case

Leslie A. Bailey, argued, Oakland CA, F. Paul Bland Jr., Washington DC, Debra K. Lumpkins, St. Louis, MO, and Charles D. Marshall, San Francisco, CA, on the brief, for appellant.

Stephen Swofford, argued, Daniel K. Ryan, on the brief, Chicago IL, for appellee.

Before LOKEN, Chief Judge, COLLOTON, Circuit Judge, and PIERSOL, District Judge.

COLLOTON, Circuit Judge.

Chrystin Pleasants filed suit on behalf of herself and a putative class, alleging that American Express Company and American Express Incentive Services (AEIS) violated the Truth in Lending Act (TILA), 15 U.S.C. § 1601 et seq., by issuing pre-loaded, stored-value cards without making the disclosures required under the TILA. The district court2 dismissed American Express Company, without objection from...

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