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O'NEAL v. STATE FARM MUT. AUTO. INS. CO.

No. 503, 2008.

977 A.2d 326 (2009)

Joyce O'NEAL, as Administrator of the Estate of Elizabeth Reader, Ashley Reader, James Reader and Joyce O'Neal, as Guardian of Samantha Malinowski, Appellants, v. STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY and State Farm Fire and Casualty Company, Appellees.

Supreme Court of Delaware.

Decided: July 23, 2009.

Attorney(s) appearing for the Case

Gary S. Nitsche (argued) and Michael B. Galbraith of Weik, Nitsche, Dougherty & Componovo, Wilmington, DE, for appellants.

David G. Culley (argued) and Julie H. Yeager of Tybout, Redfearn & Pell, Wilmington, DE, for appellees.

Before STEELE, Chief Justice, HOLLAND, BERGER, JACOBS and RIDGELY, Justices, constituting the court en banc.

STEELE, Chief Justice:

Joyce O'Neal, as Administrator of the Estate of Elizabeth Reader, appeals from a Superior Court order granting State Farm's motion for summary judgment. After drinking several beers and smoking crack cocaine, Reader embarked on a personal errand in a van owned by her employer and insured by State Farm. Around midnight on July 10, 2006, she pulled that van onto the shoulder of I-495. For reasons unknown...

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