HARTFORD FIRE INS. CO. v. MODA, LLC

(SC 20678).

288 A.3d 206 (2023)

346 Conn. 64

HARTFORD FIRE INSURANCE COMPANY v. MODA, LLC, et al.

Supreme Court of Connecticut.

Officially Released January 27, 2023.


Attorney(s) appearing for the Case

Christine A. Montenegro , pro hac vice, with whom were Tony Miodonka , Stamford, and, on the brief, Joshua A. Siegel and Jerold Oshinsky , pro hac vice, for the appellants (defendants).

Jonathan M. Freiman , New Haven, with whom were Anjali S. Dalai , pro hac vice, and, on the brief, Mark K. Ostrowski , Hartford, Sarah E. Dlugoszewski , Hartford, Sarah D. Gordon , pro hac vice, James E. Rocap III , pro hac vice, and Johanna Dennehy , pro hac vice, for the appellee (plaintiff).

Brian E. Spears , Southport, and John N. Ellison , pro hac vice, filed a brief for United Policyholders as amicus curiae.

Wystan M. Ackerman , Hartford, and Denis J. O'Malley filed a brief for the American Property Casualty Insurance Association as amicus curiae.

Robinson, C. J., and McDonald, D'Auria, Mullins, Ecker and Alexander, Js.


This is one of two cases decided today in which we must determine whether business losses suffered during the COVID-19 pandemic are covered by insurance for "direct physical loss of or direct physical damage to ... [p]roperty...." See Connecticut Dermatology Group, PC v. Twin City Fire Ins. Co., 346 Conn. 33, 288 A.3d 187...

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