Opinion by JUDGE SCHUTZ.
¶ 1 More than 2.6 million Colorado residents live in communities governed by covenants that are administered by a homeowners association. Colo. Div. of Real Est., HOA Info. & Res. Ctr., 2021 Annual Report 8, https://perma.cc/CQN4-J846. This case presents two important issues related to the foreclosure on a residence...
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