Opinion by JUDGE FOX.
¶ 1 Shelter Mutual Insurance Company defended Steven D. Vaughn, its insured, in a personal injury case under a reservation of rights because Shelter's interest in avoiding coverage by proving that Vaughn's actions were intentional conflicted with Vaughn's interest in denying all liability. After a jury found Vaughn negligent — the only claim tried — and awarded damages to Alvin J. Miller, plaintiff, Shelter, sought a declaratory...
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