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MELENDEZ v. WESTLAKE SERVICES, LLC

No. B306976.

74 Cal.App.5th 586 (2022)

JONATHAN ALEJANDRO MELENDEZ, Plaintiff and Respondent, v. WESTLAKE SERVICES, LLC, Defendant and Appellant.

Court of Appeals of California, Second District, Division Eight.

January 28, 2022.

Attorney(s) appearing for the Case

Madison Law, Jenos Firouznam-Heidari , James S. Sifers and Brett K. Wiseman for Defendant and Appellant.

Rosner, Barry & Babbitt, Hallen D. Rosner , Arlyn L. Escalante and Michael A. Klitzke for Plaintiff and Respondent.

OPINION

SUMMARY

The Federal Trade Commission's "holder rule" makes the holder of a consumer credit contract subject to all claims the debtor could assert against the seller of the goods or services obtained under the contract (or its proceeds). The...

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