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SOSA v. CASHCALL, INC.

No. G056974.

49 Cal.App.5th 42 (2020)

ALEXIS MICHELE SOSA, Plaintiff and Appellant, v. CASHCALL, INC., et al., Defendants and Respondents.

Court of Appeals of California, Fourth District, Division Three.

May 13, 2020.

Attorney(s) appearing for the Case

Lakeshore Law Center and Jeffrey N. Wilens for Plaintiff and Appellant.

Finlayson Toffer Roosevelt & Lilly, Michael R. Williams and Jared M. Toffer for Defendants and Respondents.

OPINION

Potential lenders are generally prohibited from accessing a consumer's credit report without the consumer's consent. There is an exception for lenders who intend to make a "firm offer of credit to the consumer." (Civ. Code, § 1785.11, subd. (b)(2).)1 A "firm offer of credit" is...

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