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WISHNEV v. THE NORTHWESTERN MUTUAL LIFE INS. CO.

No. S246541.

8 Cal.5th 199 (2019)

SANFORD J. WISHNEV, Plaintiff and Respondent, v. THE NORTHWESTERN MUTUAL LIFE INSURANCE COMPANY, Defendant and Appellant.

Supreme Court of California.

November 14, 2019.

Attorney(s) appearing for the Case

Drinker Biddle & Reath, Stephen C. Baker , Timothy J. O'Driscoll , Michael J. Stortz , Alan J. Lazarus , Matthew J. Adler and Marshall L. Baker for Defendant and Appellant.

Alston & Bird, Reed Smith, Thomas A. Evans ; and Lisa Tate for The American Council of Life Insurers as Amicus Curiae on behalf of Defendant and Appellant.

Sidley Austin, Carol Lynn Thompson and Lisa E. Schwartz for Metropolitan Life Insurance Company as Amicus Curiae on behalf of Defendant and Appellant.

Brad Wenger ; Dentons US, Laura L. Geist and Andrew S. Azarmi for Association of California Life and Health Insurance Companies as Amicus Curiae on behalf of Defendant and Appellant.

Bramson, Plutzik, Mahler & Birkhaeuser, Robert M. Bramson and Jennifer S. Rosenberg for Plaintiff and Respondent.

OPINION

The body of California law prohibiting usury derives from a variety of sources, including a constitutional amendment. (Cal Const.,1 art. XV, § 1.) The amendment sets the maximum interest rates lenders may charge but exempts specified classes of lenders from those rate restrictions...

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