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McHUGH v. PROTECTIVE LIFE INS.

No. D072863.

40 Cal.App.5th 1166 (2019)

BLAKELY McHUGH et al., Plaintiffs and Appellants, v. PROTECTIVE LIFE INSURANCE, Defendant and Respondent.

Court of Appeals of California, Fourth District, Division One.

October 9, 2019.

Attorney(s) appearing for the Case

Winters & Associates, Jack B. Winters, Jr. , Georg M. Capielo , Sarah D. Ball ; Williams Iagmin and Jon R. Williams for Plaintiffs and Appellants.

Law Offices of Daniel D. Murphy and Daniel D. Murphy for California Advocates for Nursing Home Reform, Inc., as Amicus Curiae on behalf of Plaintiffs and Appellants.

Grignon Law Firm, Margaret M. Grignon ; Maynard Cooper & Gale, C. Andrew Kitchen , Alexandra V. Drury , John C. Neiman, Jr. ; Noonan Lance Boyer & Banach and David J. Noonan for Defendant and Respondent.

Alston & Bird and Thomas A. Evans for American Council of Life Insurers as Amicus Curiae on behalf of Defendant and Respondent.

OPINION

This appeal raises one fundamental issue: whether Insurance Code sections 10113.71 and 10113.721 (the statutes), which came into effect on January 1, 2013, apply to term life insurance policies issued before the statutes' effective...

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