No. D072299.

36 Cal.App.5th 1070 (2019)

CAVALRY SPV I, LLC, Plaintiff, Cross-defendant, and Appellant, v. SUE WATKINS, Defendant, Cross-complainant, and Appellant; CAVALRY PORTFOLIO SERVICES, LLC, Cross-defendant and Appellant.

Court of Appeals of California, Fourth District, Division One.

July 1, 2019.

Attorney(s) appearing for the Case

Gersten Law Group, Ehud Gersten and David A. Stevens for Defendant, Cross-complainant, and Appellant.

Simmonds & Narita, Tomio B. Narita and Jeffrey A. Topor for Plaintiff, Cross-defendants, and Appellants.


Sue Watkins defaulted on a credit card she opened through Citibank. As is common practice in the industry, Citibank charged off the debt,1 stopped accruing interest or sending monthly statements, and eventually sold the account to a third party debt collection agency, Cavalry SPV I...

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