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MERCURY CASUALTY CO. v. JONES

Nos. C077116, C078667.

8 Cal.App.5th 561 (2017)

MERCURY CASUALTY COMPANY, Plaintiff and Appellant, v. DAVE JONES, as Insurance Commissioner, etc., Defendant and Respondent; PERSONAL INSURANCE FEDERATION OF CALIFORNIA et al., Interveners and Appellants; CONSUMER WATCHDOG, Intervener and Respondent.

Court of Appeals of California, Third District.

February 10, 2017.

Attorney(s) appearing for the Case

Hinshaw & Culbertson, Richard G. De La Mora and Spencer Y. Kook for Plaintiff and Appellant.

Kamala D. Harris, Attorney General, Diane S. Shaw, Assistant Attorney General, and Stephen Lew, Deputy Attorney General, for Defendant and Respondent.

Hogan Lovells, Vanessa O. Wells, Victoria C. Brown, Jenny Q. Shen and Lisa K. Swartzfager for Interveners and Appellants.

Harvey Rosenfield, Pamela M. Pressley, Jonathan Phenix; Zohar Law Firm, Daniel Y. Zohar and Todd M. Foreman, for Intervener and Respondent.

OPINION

This appeal arises out of an application Mercury Casualty Company (Mercury) filed in 2009 to increase its homeowners insurance rates. In denying the increase Mercury requested, the Insurance Commissioner (the commissioner) made two decisions that are at issue on appeal. First, the commissioner determined that...

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