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DANIELS v. SELECT PORTFOLIO SERVICING, INC.

Nos. H040487, H040990.

246 Cal.App.4th 1150 (2016)

201 Cal.Rptr.3d 390

JULIA DANIELS et al., Plaintiffs and Appellants, v. SELECT PORTFOLIO SERVICING, INC., et al., Defendants and Respondents. JULIA DANIELS et al., Plaintiffs and Appellants, v. BANK OF AMERICA, N.A., et al., Defendants and Respondents.

Court of Appeals of California, Sixth District.

April 26, 2016.

Attorney(s) appearing for the Case

United Law Center, Danny A. Barak and Stephen J. Foondos for Plaintiffs and Appellants.

Locke Lord and Regina J. McClendon for Defendants and Respondents Select Portfolio Servicing, Inc., and U.S. Bank, N.A.

Severson & Werson, Jan T. Chilton and Jon D. Ives for Defendants and Respondents Bank of America, N.A., and ReconTrust Company, N.A.

OPINION

Appellants Julia and Andre Daniels obtained a $650,000 adjustable rate loan secured by a deed of trust on their Santa Cruz residence. When their interest rate adjusted upward, they struggled to make their loan payments. Appellants spent years in unsuccessful attempts to obtain a loan...

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