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HARTFORD CASUALTY INS. CO. v. SWIFT DISTRIBUTION, INC.

No. S207172.

59 Cal.4th 277 (2014)

172 Cal. Rptr. 3d 653

326 P.3d 253

HARTFORD CASUALTY INSURANCE COMPANY, Plaintiff and Respondent, v. SWIFT DISTRIBUTION, INC., et al., Defendants and Appellants.

Supreme Court of California.

June 12, 2014.

Attorney(s) appearing for the Case

Little Reid & Karzai, Eric R. Little , M. Catherine Reid and Najwa Tarzi Karzai for Defendants and Appellants.

Amy Bach; Dickstein Shapiro, Kirk A. Pasich and Kimberly A. Umanoff for United Policyholders as Amicus Curiae on behalf of Defendants and Appellants.

Nossaman, Kurt W. Melchior and S. Ashar Ahmed for Bullpen Distribution, Inc., and Jon Brill as Amici Curiae on behalf of Defendants and Appellants.

Caldwell Leslie & Proctor, Christopher G. Caldwell , Andrew Esbenshade and Kelly L. Perigoe for Charlotte Russe Holding, Inc., as Amicus Curiae on behalf of Defendants and Appellants.

Gauntlett & Associates and David A. Gauntlett as Amici Curiae on behalf of Defendants and Appellants.

Steven W. Murray as Amicus Curiae on behalf of Defendants and Appellants.

Dentons US, Michael Barnes ; Tressler, David Simantob , Elizabeth L. Musser ; Akin Gump Strauss Hauer & Feld and Rex S. Heinke for Plaintiff and Respondent.

McCurdy & Fuller, Laura J. Ruettgers and David C. Hungerford for Ironshore Specialty Insurance Company as Amicus Curiae on behalf of Plaintiff and Respondent.

Wiley Rein, Laura A. Foggan , Edward R. Brown ; Sinnott, Puebla, Campagne & Curet and Randolph P. Sinnott for Complex Insurance Claims Litigation Association as Amicus Curiae on behalf of Plaintiff and Respondent.

Kutak Rock, Christopher D. Glos , Bradley J. Baumgart and Jean-Paul Assouad for American Guarantee & Liability Insurance Company as Amicus Curiae on behalf of Plaintiff and Respondent.

Horvitz & Levy, Peter Abrahams and Mitchell C. Tilner for American Insurance Association as Amicus Curiae on behalf of Plaintiff and Respondent.

OPINION

LIU, J. —

Hartford Casualty Insurance Company (Hartford) issued a commercial general liability policy to Swift Distribution, Inc., doing business as Ultimate Support Systems (Ultimate), that covered "personal and advertising injury." This term included claims arising from "[o]ral, written, or electronic publication of material that slanders or libels a person or organization or disparages a person's or organization's goods, products...

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