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ST. CYR v. CALIFORNIA FAIR PLAN ASSN.

No. B243159.

223 Cal.App.4th 786 (2014)

167 Cal. Rptr. 3d 507

GAETON ST. CYR et al., Plaintiffs and Appellants, v. CALIFORNIA FAIR PLAN ASSOCIATION, Defendant and Respondent. GARY REISENWEBER, Plaintiff and Appellant, v. CALIFORNIA FAIR PLAN ASSOCIATION, Defendant and Respondent. IVANA NOELL, Plaintiff and Appellant, v. CALIFORNIA FAIR PLAN ASSOCIATION, Defendant and Respondent.

Court of Appeals of California, Second District, Division Four.

January 31, 2014.

Attorney(s) appearing for the Case

Law Office of Denise Jarman, Denise Jarman ; Kreindler & Kreindler and Gretchen M. Nelson for Plaintiffs and Appellants Gaetan St. Cyr, Doug Pace, Julie Pace, Marc Musicant, Mark Kofler and Chris Walden.

Ball & Roberts, Stephen C. Ball and John A. Roberts for Plaintiffs and Appellants Gary Reisenweber and Ivana Noell.

Lewis Brisbois Bisgaard & Smith, Raul L. Martinez and Elise D. Klein for Defendant and Respondent.

OPINION

MANELLA, J. —

In 1968, the Legislature enacted the California FAIR Plan (FAIR Plan) to provide property insurance to the otherwise uninsurable. Appellants, who lived in high fire risk areas, were insured under the FAIR Plan. Following the loss of their homes and other tangible property following wildfires, appellants were paid the full amount of their policy limits. Appellants contend, however, that they were entitled to additional...

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