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ADAMO v. FIRE INS. EXCHANGE

No. D062361.

219 Cal.App.4th 1286 (2013)

162 Cal. Rptr. 3d 489

VINCENT GUY ADAMO, Plaintiff and Appellant, v. FIRE INSURANCE EXCHANGE, Defendant and Respondent.

Court of Appeals of California, Fourth District, Division One.

September 24, 2013.

Attorney(s) appearing for the Case

Jack B. Winters, Jr. , and Georg M. Capielo for Plaintiff and Appellant.

White Oliver Amundson & Gallagher, Susan L. Oliver , Robert E. Gallagher ; Greines, Martin, Stein & Richland, Robert A. Olson and Gary J. Wax , for Defendant and Respondent.

OPINION

NARES, J. —

Plaintiff Vincent Guy Adamo filed a claim under his homeowner's policy after a wildfire damaged his 1,000-tree avocado grove, 10,000-gallon water tank, irrigation system, culverts, two woodsheds, and landscaping on his property. His insurance carrier, defendant Fire Insurance Exchange (FIE), denied coverage for his avocado trees under a commercial use/farming exclusion...

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