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BOCK v. CALIFORNIA CAPITAL LOANS, INC.

No. C069863.

216 Cal.App.4th 264 (2013)

156 Cal. Rptr. 3d 874

GREGORY W. BOCK, as Trustee, etc., Plaintiff and Appellant, v. CALIFORNIA CAPITAL LOANS, INC., et al., Defendants and Respondents.

Court of Appeals of California, Third District.

As modified May 20, 2013.

Attorney(s) appearing for the Case

John J. Hartford ; Wilson & Wilson and Donald A. Wilson for Plaintiff and Appellant.

Jay-Allen Eisen Law, Jay-Allen Eisen , Aaron S. McKinney ; Law Offices of Kirk S. Rimmer and Kirk S. Rimmer for Defendants and Respondents.

OPINION

ROBIE, Acting P. J. —

In California, a loan secured by a lien on real property is exempt from the constitutional prohibition on usury if the loan is made or arranged by a licensed real estate broker. (Cal. Const., art. XV, § 1; Civ. Code,1 § 1916.1.) Section 1916.1 explains that "a loan ... is arranged by a person licensed as a real estate broker when the broker ... acts for compensation...

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