OPINION
Patricia Ramirez appeals from an order denying her motion to certify a class on her unfair competition law (UCL; Bus. & Prof. Code, § 17200 et seq.) claim against Balboa Thrift and Loan (Balboa). Ramirez's UCL claim is based on Balboa's alleged violation of the Rees-Levering Motor Vehicle Sales and Finance Act (Rees-Levering Act or Act). (Civ. Code, § 2981 et seq.)
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