ORTEGA v. TOPA INS. CO.

No. B228889.

206 Cal.App.4th 463 (2012)

141 Cal. Rptr. 3d 771

ERIC E. ORTEGA, Plaintiff and Appellant, v. TOPA INSURANCE COMPANY et al., Defendants and Respondents.

Court of Appeals of California, Second District, Division Three.

May 24, 2012.


Attorney(s) appearing for the Case

Milstein , Adelman , Paul D. Stevens , Mayo L. Makarczyk ; Law Offices of F. Edie Mermelstein, Edie Mermelstein ; Law Offices of Gregory Patton, Gregory Patton and Robert Mosier for Plaintiff and Appellant.

Selman Breitman , Neil Selman and Rachel E. Hobbs for Defendants and Respondents.


OPINION

ALDRICH, J.

Plaintiff and class representative Eric E. Ortega had a restricted policy of automobile insurance in which the insurer, defendant Topa Insurance Company (Topa), provided two tiers of physical damage coverage, paying all of the reasonable costs incurred at the insurer's preferred repair facility (PRF), but only 80 percent of the reasonable costs incurred at an...

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