OPINION
INTRODUCTION
As our colleagues in Division Three of this court once remarked, "[i]t is hard to imagine another set of legal terms with more soporific effect than indemnity, subrogation, contribution, co-obligation and joint tortfeasorship.... Even lawyers find words like `indemnity' and `subrogation' ring of an obscure Martian dialect." (Herrick Corp. v. Canadian Ins. Co. (1994)
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