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NUNGARAY v. LITTON LOAN SERVICING, LP

No. B230580.

200 Cal.App.4th 1499 (2011)

RUBEN NUNGARAY et al., Plaintiffs and Appellants, v. LITTON LOAN SERVICING, LP, et al., Defendants and Respondents.

Court of Appeals of California, Second District, Division Six.

As modified December 1, 2011.

Attorney(s) appearing for the Case

Matthew Gary Evans for Plaintiffs and Appellants.

Roup & Associates, Ronald D. Roup and Kerre Baker Albertoli for Defendants and Respondents.

OPINION

GILBERT, P. J.—

Homeowners hope to enter into a loan modification agreement with their lender pursuant to the federal Home Affordable Mortgage Program (HAMP). Preliminary to a possible loan modification agreement, owners execute a "loan work-out plan" for the lender's review. During its review, lender accepts reduced mortgage payments from owners.

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