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SILVERS v. BOARD OF EQUALIZATION

No. B221229.

188 Cal.App.4th 1215 (2010)

STEPHEN F. SILVERS et al., Plaintiffs and Appellants, v. BOARD OF EQUALIZATION et al., Defendants and Respondents; STEVE POIZNER, as Insurance Commissioner, etc., Intervener and Respondent.

Court of Appeals of California, Second District, Division Five.

September 30, 2010.

Attorney(s) appearing for the Case

Steven W. Murray ; The Hanagami Law Firm and William K. Hanagami for Plaintiffs and Appellants.

Edmund G. Brown, Jr. , Attorney General, Paul D. Gifford , Assistant Attorney General, Felix E. Leatherwood and Diane S. Shaw , Deputy Attorneys General, for Defendants and Respondents State Board of Equalization and Ramon J. Hirsig.

Sonnenschein Nath & Rosenthal, Sanford Kingsley , Daniel R. Brown and Katherine Evans for Defendant and Respondent Lexington Insurance Company.

Edmund G. Brown, Jr. , Attorney General, W. Dean Freeman , Felix E. Leatherwood and Lisa W. Chao , Deputy Attorneys General, for Intervener and Respondent.

OPINION

KUMAR, J.*—

I. INTRODUCTION

Two categories of insurance carriers provide property and casualty insurance in California: insurers licensed by the Department of Insurance (DOI) and "surplus line insurers." Licensed insurers, also known as "admitted insurers," have a presence in California, have full access to the insurance market, and are statutorily "entitled to transact insurance business...

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