OPINION
ERIC L. FRANK, CHIEF U.S. BANKRUPTCY JUDGE.
I. INTRODUCTION
Presently before the court is the objection ("the Objection") of Debtor Carolyn Whitfield ("the Debtor") to the proof of claim filed by Wilmington Savings Fund Society ("WSFS") for prepetition arrears on a mortgage loan secured by her residence.
WSFS...
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