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IN RE GRACY

Case No. 13-11917. Adv. No. 14-5002.

522 B.R. 686 (2015)

IN RE: Jeffrey Kent GRACY, Debtor. J. Michael Morris, Trustee, Plaintiff, v. Ark Valley Credit Union; and Jeffrey Kent Gracy, Defendants.

United States Bankruptcy Court, D. Kansas.

Signed January 6, 2015.

Attorney(s) appearing for the Case

Jeffrey Kent Gracy, Caldwell, KS, pro se.

J. Michael Morris , Klenda Austerman LLC, Wichita, KS, for Plaintiff.

Eric D. Bruce , Bruce Brace & Lehman LLC, Wichita, KS, for Defendant.

Chapter 7

MEMORANDUM OPINION

When Jeffrey Gracy took two home equity loans from Ark Valley Credit Union, he signed mortgages that described the real estate upon which he lives, along with any improvements and fixtures. He...

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