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IN RE OSORIO

Case No.: 13-36671-ABA, Case No.: 14-26372-ABA.

522 B.R. 70 (2014)

IN RE: Roberto OSORIO and Julia M. Osorio, Debtors. In re: Emily T. Beck, Debtor.

United States Bankruptcy Court, D. New Jersey.

Signed December 8, 2014.

Attorney(s) appearing for the Case

Eric Clayman , Jenkins & dayman, Audubon, NJ, for Debtors Roberto Osorio, Julia M. Osorio and Emily T. Beck.

Raymond H. Shockley, Jr. , Office of the Ch. 13 Standing Trustee, Cherry Hill, NJ, for Trustee Isabel C. Balboa.

Stephanie F. Ritigstein , Jenkins and Clayman, Audubon, NJ, for Debtor Emily T. Beck.

Chapter: 13

MEMORANDUM DECISION

I. INTRODUCTION

These matters are comprised of two separate chapter 13 bankruptcy cases in which the debtors Roberto and Julia Osorio and Emily Beck (collectively, the "Debtors"1) filed chapter 13...

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