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IN RE MONROE

Bankruptcy No. 13-24570-GMH. Adversary No. 13-02747.

509 B.R. 613 (2014)

In re Mark and Sharon MONROE, Debtors. Mark and Sharon Monroe, Plaintiffs, v. Seaway Bank & Trust Company, and U.S. Department of Housing and Urban Development, Defendants.

United States Bankruptcy Court, E.D. Wisconsin.

Signed April 25, 2014.

Attorney(s) appearing for the Case

Paul A. Strouse , Strouse Law Offices, Milwaukee, WI, for Plaintiffs.

Seaway Bank & Trust Company, pro se.

Christian R. Larsen , Office of the U.S. Attorney, Milwaukee, WI, for Defendants.

DECISION

G. MICHAEL HALFENGER, Bankruptcy Judge.

The United States Department of Housing and Urban Development and Seaway Bank & Trust Company hold claims that are secured by junior mortgages encumbering the principal residence of chapter 13 debtors Mark and Sharon Monroe. The Monroes allege — and no one contests — that they owe more to Wells Fargo Bank, N.A., which holds the senior mortgage encumbering their residence, than their residence...

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