MEMORANDUM OPINION
DUNCAN W. KEIR, Bankruptcy Judge.
Before the court is the adversary proceeding commenced by Plaintiff Jason Ortman ("Plaintiff") against Debtor/Defendant Joan Reinheimer ("Debtor"). The court held an evidentiary trial upon the Complaint on March 25, 2014. Initially the court set an April 9, 2014 hearing for the delivery of an oral ruling, but instead has decided to set forth its findings of fact and conclusions of law by written...
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