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IN RE NORDEEN

BAP No. NV-12-1441-DKiCo. Bankruptcy No. 09-21273-LED. Adversary No. 11-01076-LED.

495 B.R. 468 (2013)

In re William F. NORDEEN and Carol A. Nordeen, Debtors. William F. Nordeen; Carol A. Nordeen, Appellants, v. Bank of America, N.A., as successor by merger to BAC Home Loans Servicing, LP; Recontrust Company, N.A., Appellees.

United States Bankruptcy Appellate Panel of the Ninth Circuit.

Decided August 9, 2013.

Attorney(s) appearing for the Case

Appellant Carol A. Nordeen argued pro se; David J. de Jesus, Esq. of Reed Smith LLP, argued, San Francisco, CA, for appellees Bank of America, N.A., and Recon-Trust Company, N.A.

Before DUNN, KIRSCHER and COLLINS, Bankruptcy Judges.

OPINION

DUNN, Bankruptcy Judge.

The appellants William F. and Carol A. Nordeen (the "Nordeens") appeal the dismissal of their Second Amended Complaint against BAC Home Loans Servicing, LP, fka Countrywide Home Loans Servicing LP ("BAC"), and ReconTrust Company, N.A. ("ReconTrust"), without leave to amend. Hereafter, BAC and ReconTrust are referred to collectively as "appellees."2 We AFFIRM.

I. FACTUAL BACKGROUND

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