OPINION
JACOBVITZ, Bankruptcy Judge.
The appellant, Scott Dustin Sturgeon (the "Debtor"), appeals the bankruptcy court's judgment in favor of the appellee, Bank of Cordell (the "Bank"), on the Bank's non-dischargeability complaint under 11 U.S.C. § 523(a)(2)(A) and (a)(2)(B). After a trial on the merits, the bankruptcy court concluded that, among other things, the Debtor engaged in a course and pattern of fraudulent activity to obtain loans and loan...
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