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IN RE GISONDI

Bankruptcy No. 08-14444-mdc. Adversary No. 08-170-mdc.

487 B.R. 423 (2013)

In re Maureen H. GISONDI, Debtor. Maureen H. Gisondi, Plaintiff, v. Countrywide Bank, N.A., Wells Fargo (SAMI II 2006-AR 7), Countrywide Home Loans, Inc., and Cross Country Funding, LLC, Defendants.

United States Bankruptcy Court, E.D. Pennsylvania.

February 26, 2013.

Attorney(s) appearing for the Case

Roger V. Ashodian , William H. Hall, IV , The Regional Bankruptcy Center of Southeastern PA, Havertown, PA, for Plaintiff.

Daniel J.T. McKenna , Martin C. Bryce, Jr. , Ballard Spahr Andrews & Ingersoll LLP, Philadelphia, PA, for Defendants.

MEMORANDUM

MAGDELINE D. COLEMAN, Bankruptcy Judge.

I. INTRODUCTION

On May 18, 2012, this Court held a trial (the "Trial") addressing the remaining claims of Maureen Gisondi (the "Debtor") against Countrywide Bank, N.A. ("Countrywide Bank") and Wells Fargo (SAMI II 2006-AR 7) ("Wells Fargo," together with the Countrywide Bank, the "Defendants") for alleged violations of the Truth in Lending Act, 15 U.S.C. § 1601...

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