DECISION AND JUDGMENT ORDER
ROSS W. KRUMM, Bankruptcy Judge.
At Roanoke in said District this 1st day of August, 2012:
A hearing was held on July 10, 2012, to consider Well's Fargo's Motion to Dismiss the Debtor's Amended Complaint or in the alternative to grant Summary Judgment on the Amended Complaint. After considering the pleadings and arguments of the parties the Court makes the following findings of fact and conclusions of law.
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