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  5. 479 B.R. 681 (2012)
 

IN RE MAROTTA

Nos. 12-10409, 12-10446, 12-10449, 12-10487, 12-10540, 12-10552, 12-10585, 12-10608, 12-10619, 12-10620, 12-10639, 12-10663, 12-10685.

479 B.R. 681 (2012)

In re Mary Antonia MAROTTA, Debtor. In re William Kenneth Hall, Debtor. In re Shanteia Letrice Warren, Debtor. In re Louanna H. Blackman, Debtor. In re Holly Pochis Overton, Debtor. In re Michael Wallace Pettiford, Debtor. In re Andrea Victoria Pettiford, Debtor. In re George Penn Gaitling Jr. and Sherita Warren Gaitling, Debtors. In re Thomas Riley Sweatt, Debtor. In re Nakeisha Denise Thorpe, Debtor. In re Roy Lee Newman and Cynthia Kay Newman, Debtors. In re Ethel Renee Graves, Debtor. In re Dawn W. Martin, Debtor.

United States Bankruptcy Court, M.D. North Carolina, Greensboro Division.

October 9, 2012.

Attorney(s) appearing for the Case

John T. Orcutt , Raleigh, NC, for Debtors.

MEMORANDUM OPINION

THOMAS W. WALDREP, JR., Bankruptcy Judge.

At issue in these cases is the effect of a "no money down" arrangement between debtors and their attorneys under Chapter 13 of the Bankruptcy Code. In each of these thirteen cases, the parties entered into a fee arrangement in which the debtor paid nothing "up front" to file a Chapter 13 bankruptcy petition, and the debtor's attorney was obligated to pay certain prepetition fees, including...

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