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IN RE RENZ

No. 11-73471-ast.

476 B.R. 382 (2012)

In re Adam John RENZ aka Adam J. Renz aka Adam Renz, and Claudia Marie Renz aka Claudia M. Renz aka Claudia Renz, Debtors.

United States Bankruptcy Court, E.D. New York.

August 1, 2012.

Attorney(s) appearing for the Case

Stuart P. Gelberg , Garden City, NY, for Debtors.

United States Trustee, Central Islip, NY.

Marianne Derosa , Syosset, NY, Trustee.

DECISION AND ORDER DENYING CONFIRMATION OF DEBTORS' CHAPTER 13 PLAN

ALAN S. TRUST, Bankruptcy Judge.

Issue Pending and Summary of Ruling

This case tests the outer limits of how debtors may seek to utilize the Bankruptcy Code and Rules to obtain the maximum advantages of the process known as "Chapter 20"1; that is, whether debtors can obtain a Chapter 7 discharge and thus be absolved of personal liability...

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