IN RE KONOWICZ

No. 11-41621 (MBK).

470 B.R. 725 (2012)

In re Michael Joseph KONOWICZ a/k/a Michael Konowicz, Debtor.

United States Bankruptcy Court, D. New Jersey.

May 17, 2012.


Attorney(s) appearing for the Case

Kirsten B. Ennis, Esq. , Kirsten B. Ennis LLC, Somerville, NJ, for Debtor.

Steven K. Eisenberg, Esq. , Stern & Eisenberg, Jenkintown, PA, Gilbert B. Weisman, Esq. , William A. McNeal, Esq. , Becket & Lee LLP, Malvern, PA, for Creditor, American Express Bank, FSB.

Albert Russo , Standing Chapter 13 Trustee, Trenton, NJ.


MEMORANDUM DECISION

MICHAEL B. KAPLAN, Bankruptcy Judge.

I. INTRODUCTION

This matter comes before the Court on a confirmation hearing filed by the Debtor, Michael Joseph Konowicz ("Debtor") with respect to the Debtor's proposed Chapter 13 Plan ("Plan"). American Express Bank, FSB ("American Express"), a creditor of the Debtor, filed an Objection to Confirmation, raising three points: (1) the Debtor is not devoting...

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